Construction Cost Estimator

Estimate Your Construction Costs

Calculate estimated construction costs for your ground-up build project. Includes hard costs, soft costs, and contingency budgeting by property type and location.

Use the Estimator Construction Loans

Understanding Construction Costs

Hard Costs

Direct construction costs: foundation, framing, roofing, MEP (mechanical, electrical, plumbing), finishes, and site work. Typically 75–80% of total project cost.

Soft Costs

Indirect costs: architectural/engineering fees, permits, inspections, financing costs, insurance, and project management. Typically 15–20% of total project cost.

Contingency

Budget reserve for unexpected costs. Standard is 10% of hard costs for new construction, 15–20% for renovation projects.

Construction Financing

AllApprovedHere offers construction loans up to 90% LTC. Learn more about construction loans →