Maricopa County · Arizona

Investment Property Loans in Tempe, AZ

DSCR rental loans, fix & flip financing, and construction capital for Tempe real estate investors — qualify on the property's cash flow, not your W-2 or tax returns. Built to close in weeks, not months.

Start Pre-Qualification Call (602) 628-1231
$390,000
Median Home Price
195K
Population
5.0%–7.0%
Typical Cap Rate
$1,950/mo
Avg 3BR Rent

Loan Programs in Tempe

Financing built for Tempe investors. Licensed in AZ · CA · WA · NV · CO.

  • DSCR Rental Loans
  • Fix & Flip
  • Multi-Family Loans

Where Investors Are Buying in Tempe

Tempe's proximity to ASU and the light rail corridor drives consistent rental demand, making it a top pick for multi-family DSCR investors.

  • Maple-Ash
  • Broadmor
  • Escalante
  • South Tempe
  • Tempe Town Lake

Tempe Investor Loan FAQ

Can I get a DSCR loan for a duplex or triplex in Tempe?

Yes. DSCR loans in Tempe are available for 1-4 unit residential investment properties. Multi-family properties (2-4 units) often have stronger DSCR ratios due to multiple income streams.

How does DSCR qualification work for Tempe rental properties?

DSCR is calculated as monthly gross rental income divided by monthly PITIA (principal, interest, taxes, insurance, and HOA). A DSCR of 1.0 means the rent exactly covers the payment; most lenders require 1.0–1.25 minimum.