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Tempe, AZ · Maricopa County

Investment Property Loans in Tempe

DSCR rental loans, fix & flip financing, and construction capital for real estate investors in Tempe, Arizona. No W-2s, no tax returns. Close in as fast as 21 days.

DSCR Rental LoansFix & FlipMulti-Family Loans
NMLS #1502253
Close in 21 Days
No Income Docs
$390,000
Median Home Price
195K
Population
4.9/5
Client Rating
21 Days
Avg. Close Time

Loan Programs Available in Tempe

DSCR Rental Loans

Qualify based on Tempe rental income. No W-2s or tax returns required. Up to 80% LTV.

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Fix & Flip

Purchase + rehab financing in one loan. Quick closings for Tempe renovators. Up to 90% of purchase.

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Multi-Family Loans

DSCR-based financing for 5-8 unit properties in Tempe and Maricopa County.

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Local Market Intelligence

Tempe Real Estate Investment Overview

Tempe's proximity to ASU and the light rail corridor drives consistent rental demand, making it a top pick for multi-family DSCR investors.

Median Home Price
$390,000
Typical Cap Rate
5.0%–7.0%
Avg 3BR Rent
$1,950/mo
Population
195K
Investor-Friendly Neighborhoods
Maple-AshBroadmorEscalanteSouth TempeTempe Town Lake
Frequently Asked Questions

Tempe Investor Loan FAQs

Can I get a DSCR loan for a duplex or triplex in Tempe?
Yes. DSCR loans in Tempe are available for 1-4 unit residential investment properties. Multi-family properties (2-4 units) often have stronger DSCR ratios due to multiple income streams.
How does DSCR qualification work for Tempe rental properties?
DSCR is calculated as monthly gross rental income divided by monthly PITIA (principal, interest, taxes, insurance, and HOA). A DSCR of 1.0 means the rent exactly covers the payment; most lenders require 1.0–1.25 minimum.

Serving Real Estate Investors in Tempe & Maricopa County

Licensed in Arizona · NMLS #1502253 · Barrett Financial Group NMLS #181106 · Call (602) 628-1231