Skip to main content
Free Investment Tools

Run Your Numbers Before You Apply

Three calculators built for real estate investors. No email required — just plug in your numbers and get instant results.

DSCR Calculator

Debt Service Coverage Ratio

$2,400
$320,000
7.5%
$300
$100
Monthly P&I Payment$2,237
Total PITI (P&I + Taxes + Insurance)$2,637
Your DSCR Ratio0.91
✗ Below threshold — Let's explore options
Get My Program Match

Understanding DSCR

DSCR = Monthly Rent ÷ Monthly PITI (Principal, Interest, Taxes, Insurance)

1.25+ — Strong qualification, best rates
1.0–1.24 — Qualifies, limited programs
Below 1.0 — May need alternative structure

DSCR Loan Highlights

  • ✓ No W-2s or tax returns required
  • ✓ 1–4 unit and 5–8 unit properties
  • ✓ Up to 80% LTV
  • ✓ 30-year fixed and ARM options
  • ✓ Close in as fast as 21 days

Ready to move forward? Get pre-qualified in 2 minutes — no credit pull required.

Start Pre-Qualification

All Three Calculators at a Glance

Click any card to open that calculator above.