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Seattle, WA · King County

Investment Property Loans in Seattle

DSCR rental loans, fix & flip financing, and construction capital for real estate investors in Seattle, Washington. No W-2s, no tax returns. Close in as fast as 21 days.

DSCR Rental LoansFix & FlipConstruction Loans
NMLS #1502253
Close in 21 Days
No Income Docs
$780,000
Median Home Price
737K
Population
4.9/5
Client Rating
21 Days
Avg. Close Time

Loan Programs Available in Seattle

DSCR Rental Loans

Qualify based on Seattle rental income. No W-2s or tax returns required. Up to 80% LTV.

Get Pre-Qualified

Fix & Flip

Purchase + rehab financing in one loan. Quick closings for Seattle renovators. Up to 90% of purchase.

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Construction Loans

Ground-up construction financing for Seattle developers. Flexible draw schedules. Up to 90% LTC.

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Local Market Intelligence

Seattle Real Estate Investment Overview

Seattle's tech sector concentration and no state income tax make it a top destination for DSCR investors targeting high-income tenants and strong appreciation.

Median Home Price
$780,000
Typical Cap Rate
3.5%–5.0%
Avg 3BR Rent
$3,200/mo
Population
737K
Investor-Friendly Neighborhoods
Rainier ValleyBeacon HillWhite CenterDelridgeGeorgetown
Frequently Asked Questions

Seattle Investor Loan FAQs

Can I get a DSCR loan for a Seattle duplex or ADU?
Yes. DSCR loans are available for Seattle duplexes, triplexes, and properties with ADUs (accessory dwelling units). ADU rental income can be included in DSCR calculations.
Does Washington State have any restrictions on DSCR loans?
Washington State does not have unusual restrictions on DSCR investment loans. Standard federal guidelines apply. Seattle does have tenant protections that investors should understand before purchasing.
What is a good DSCR ratio for a Seattle rental property?
Given Seattle's high prices, a DSCR of 1.0–1.15 is common. Lenders typically require a minimum of 1.0. Investors can improve DSCR by putting more down or targeting multi-unit properties.

Serving Real Estate Investors in Seattle & King County

Licensed in Washington · NMLS #1502253 · Barrett Financial Group NMLS #181106 · Call (602) 628-1231