Rental Property Loans — No Income Verification

Qualify for a rental property loan based on the property's cash flow — not your personal income, W-2s, or tax returns. Close in 21 days. NMLS #1502253 | Barrett Financial Group NMLS #181106.

Get Your Rate Quote Call (602) 628-1231

No W-2s

Required

21 Days

Average close

Up to 80%

LTV

1–8 Units

Property types

Rental Loan Features

DSCR-Based Qualification

Qualify based on the property's Debt Service Coverage Ratio — monthly rent ÷ monthly mortgage payment.

30-Year Fixed Options

Long-term fixed-rate financing for buy-and-hold investors. ARM options also available for lower initial rates.

LLC Vesting Allowed

Originate in the name of your LLC or other entity for liability protection and portfolio management.