DSCR Rental Loans — No Income Docs Required
Qualify based on your property's rental income — not your W-2s or tax returns. Close in as fast as 21 days.
- No W-2s, no tax returns required
- 1–4 unit and 5–8 unit properties
- Up to 80% LTV
- 30-year fixed and ARM options
- Minimum DSCR 1.0 — most programs
No credit pull · Takes 2 minutes · No obligation
3 Steps to Your DSCR Loan
Tell Us Your Scenario
Property type, location, estimated rent, and loan amount. Takes about 2 minutes.
Get Program Matches
We match your DSCR ratio to available programs and show you rates and terms instantly.
Close Your Deal
Work directly with your loan officer. We handle the paperwork and close on your timeline.
What Investors Are Saying
"Closed my DSCR loan in 18 days. No W-2s, no hassle. The process was smoother than any conventional lender I've used."
"I have a portfolio of 12 rentals and AllApprovedHere has funded 4 of them. They understand investors — not just homebuyers."
"The DSCR calculator on the site gave me a realistic picture before I even applied. Closed at 1.31 DSCR with a great rate."
Ready to Fund Your Next Rental?
Get pre-qualified in 2 minutes. No credit pull. No obligation.