Construction Loans — Up to 90% LTC, 12–24 Month Terms
Fund your ground-up build with flexible draw schedules, competitive rates, and a lender who understands how developers work. From lot purchase to final CO.
- Up to 90% Loan-to-Cost (LTC)
- 12–24 month interest-only terms
- Flexible draw schedule — pay as you build
- Residential and light commercial projects
- Experienced and first-time developers welcome
No credit pull · Takes 2 minutes · No obligation
From Lot to Certificate of Occupancy
Submit Your Project
Share your project details — lot address, plans, budget, and timeline. We review your scenario within 24 hours.
Get Your Loan Structure
We structure the loan with draw schedules aligned to your construction milestones. No surprises mid-build.
Build and Draw
Access funds as you hit milestones. Our team coordinates inspections and keeps draws moving quickly.
Developers Trust AllApprovedHere
"Funded my first ground-up build in Scottsdale at 88% LTC. The draw process was seamless — funds hit within 3 days of each inspection."
"I've done 6 construction projects with AllApprovedHere. They understand timelines and don't hold up draws over minor punch-list items."
"As a first-time developer, I was nervous about construction financing. They walked me through every step and we closed in 31 days."
Ready to Break Ground?
Get pre-qualified for your construction loan in 2 minutes. No credit pull.