Real Estate Investor Loans in Scottsdale, AZ
Premium DSCR rental loans and fix & flip financing for Scottsdale investors. Short-term rental specialists. Close in 14–21 days.
Investor Loan Programs in Scottsdale
Three programs designed for every investment strategy in the Scottsdale market.
DSCR Rental Loans
For Buy & Hold Investors
- No W-2s or tax returns
- Up to 80% LTV
- 30-yr fixed or ARM
- Close in 14–21 days
Fix & Flip Loans
For Renovators
- Up to 90% of purchase
- 100% rehab financing
- 12–18 month terms
- Close in 7–14 days
Construction Loans
For Developers
- Up to 90% LTC
- Interest-only draws
- 12–24 month terms
- ADU & ground-up
Why Investors Choose Scottsdale
- Scottsdale is one of the top short-term rental markets in the US
- Strong luxury buyer demand drives high ARVs for fix and flip investors
- Growing tech and healthcare economy creates consistent rental demand
- Tourism economy supports Airbnb/VRBO income year-round
- North Scottsdale luxury market offers high-value DSCR opportunities
Top DSCR Markets in Scottsdale
Top Fix & Flip Neighborhoods in Scottsdale
Where Scottsdale-area investors are finding the best flip opportunities right now.
South Scottsdale
Older homes, strong renovation upside
Arcadia (adjacent)
Premium market, luxury buyers
Gainey Ranch
Golf community, high-end finishes
Grayhawk
Master-planned, strong buyer demand
Get Pre-Approved for a Scottsdale Investment Property Loan
Takes 2 minutes. No credit impact. Our team will match you with the right program for your Scottsdale deal.
Frequently Asked Questions — Scottsdale
Can I get a DSCR loan for an Airbnb in Scottsdale?
Yes. We specialize in short-term rental DSCR loans for Scottsdale. We use AirDNA market data to calculate qualifying income based on projected STR revenue.
What is the minimum down payment for a Scottsdale investment property?
Most DSCR programs require 20% down for investment properties in Scottsdale. Some programs allow 15% down with higher rates.
Can I get a fix and flip loan for a luxury property in Scottsdale?
Yes. We offer fix and flip loans up to $5,000,000 for luxury renovation projects in Scottsdale and North Scottsdale.
How do you calculate income for a short-term rental DSCR loan?
We use AirDNA market data or a 1007 rent schedule to determine the market STR income for the property. We typically use 75–85% of projected gross STR income.
Are there DSCR loans for condos in Scottsdale?
Yes, with some restrictions. The condo project must be warrantable (or we can use non-warrantable condo programs). Contact us to evaluate your specific property.