Real Estate Investor Loans in Los Angeles, CA
DSCR rental loans, construction financing, and fix & flip loans for LA-area investors. High-value market specialists. Close in 14–21 days.
Investor Loan Programs in Los Angeles
Three programs designed for every investment strategy in the Los Angeles market.
DSCR Rental Loans
For Buy & Hold Investors
- No W-2s or tax returns
- Up to 80% LTV
- 30-yr fixed or ARM
- Close in 14–21 days
Fix & Flip Loans
For Renovators
- Up to 90% of purchase
- 100% rehab financing
- 12–18 month terms
- Close in 7–14 days
Construction Loans
For Developers
- Up to 90% LTC
- Interest-only draws
- 12–24 month terms
- ADU & ground-up
Why Investors Choose Los Angeles
- Los Angeles has some of the highest rental rates in the country — strong DSCR potential
- Limited housing supply drives consistent appreciation and rental demand
- ADU (Accessory Dwelling Unit) opportunity — LA's ADU-friendly zoning creates strong construction demand
- Diverse investment markets from luxury Beverly Hills to value-add East LA
- Strong exit values justify higher construction and renovation costs
Top DSCR Markets in Los Angeles
Top Fix & Flip Neighborhoods in Los Angeles
Where Los Angeles-area investors are finding the best flip opportunities right now.
Compton
Lower entry, strong appreciation
Inglewood
SoFi area premium, strong demand
Hawthorne
Tech worker demand, SpaceX nearby
Boyle Heights
Gentrification upside, active market
Get Pre-Approved for a Los Angeles Investment Property Loan
Takes 2 minutes. No credit impact. Our team will match you with the right program for your Los Angeles deal.
Frequently Asked Questions — Los Angeles
Can I get a DSCR loan in Los Angeles?
Yes. We offer DSCR loans for LA-area rental properties. Given LA's high property values, we offer loan amounts up to $3–5 million for DSCR programs.
Do you offer ADU construction loans in Los Angeles?
Yes. LA's ADU-friendly zoning makes ADU construction loans very popular. We offer ADU-specific construction financing starting at $150,000.
What is the minimum DSCR for an LA rental property?
Most programs require 0.75–1.0 minimum DSCR. Given LA's high property values and strong rents, many properties qualify at 1.0+ DSCR.
Can I get a fix and flip loan for a property in Los Angeles?
Yes. We offer fix and flip loans up to $5,000,000 for LA-area renovation projects. We understand the LA market and can close fast.
Are construction loans available for ground-up builds in LA?
Yes. We offer ground-up construction loans for LA-area developers, including teardown/rebuild projects and new infill development.