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Denver
Denver, Colorado · NMLS #1502253

Real Estate Investor Loans in Denver, CO

DSCR rental loans, fix & flip financing, and construction loans for Denver-area investors. Mountain West specialists. Close in 14–21 days.

Get Pre-Approved (602) 628-1231
NMLS #1502253
Fast Closings
4.9/5 Rating
ADU Specialist
Denver ADU Loans
21 Days
Avg. Close Time
4.9/5
Client Rating
NMLS #1502253
Licensed in CO

Investor Loan Programs in Denver

Three programs designed for every investment strategy in the Denver market.

DSCR Rental Loans

For Buy & Hold Investors

  • No W-2s or tax returns
  • Up to 80% LTV
  • 30-yr fixed or ARM
  • Close in 14–21 days
Learn more

Fix & Flip Loans

For Renovators

  • Up to 90% of purchase
  • 100% rehab financing
  • 12–18 month terms
  • Close in 7–14 days
Learn more

Construction Loans

For Developers

  • Up to 90% LTC
  • Interest-only draws
  • 12–24 month terms
  • ADU & ground-up
Learn more
Why Denver

Why Investors Choose Denver

  • Denver's tech and energy economy drives consistent rental demand from high-income tenants
  • Colorado's outdoor lifestyle appeal creates strong short-term rental markets in mountain towns
  • ADU-friendly Denver zoning creates strong demand for ADU construction loans
  • Active fix and flip market with older housing stock (1950s–1980s) needing renovation
  • Strong appreciation in suburban markets (Douglas County, Weld County)

Top DSCR Markets in Denver

Capitol Hill / Highlands4.5–6.0% cap
$1,800–$2,600/mo avg rent
Urban core, young professionals
Aurora5.5–7.0% cap
$1,800–$2,400/mo avg rent
Affordable entry, strong demand
Lakewood5.0–6.5% cap
$1,900–$2,500/mo avg rent
Suburban, family renters
Colorado Springs6.0–8.0% cap
$1,600–$2,200/mo avg rent
Military demand, stable market

Top Fix & Flip Neighborhoods in Denver

Where Denver-area investors are finding the best flip opportunities right now.

Westwood / Montbello

$40,000–$70,000 avg profit

Lower entry, strong appreciation

Aurora

$35,000–$65,000 avg profit

Large inventory, active market

Lakewood

$45,000–$80,000 avg profit

Family buyers, strong demand

Englewood

$50,000–$85,000 avg profit

Close to Denver, premium buyers

Get Pre-Approved for a Denver Investment Property Loan

Takes 2 minutes. No credit impact. Our team will match you with the right program for your Denver deal.

NMLS #1502253
2-Min Pre-Qual
Get Your Free Rate Quote
No credit pull · NMLS #1502253 · Licensed in AZ, CA, WA, NV, CO

Frequently Asked Questions — Denver

Can I get a DSCR loan in Denver?

Yes. We offer DSCR loans for Denver and Colorado rental properties. No W-2s or tax returns required — we qualify based on rental income only.

Do you offer ADU construction loans in Denver?

Yes. Denver's ADU-friendly zoning has created strong demand for ADU construction financing. We offer ADU loans starting at $150,000.

Can I get a DSCR loan for a short-term rental in Breckenridge or Vail?

Yes. We offer STR DSCR loans for Colorado mountain markets. Income is calculated using AirDNA market data for the specific property.

How fast can I close a fix and flip loan in Denver?

We close fix and flip loans in Denver in as little as 7–14 business days.

What is the minimum credit score for a Denver investor loan?

Most programs require 620 minimum. Higher scores (700+) unlock better rates and terms.

Investor Tools & Resources

DSCR CalculatorCheck if your rental qualifiesARV EstimatorEstimate after-repair valueConstruction EstimatorEstimate build costsRental Yield AnalyzerAnalyze cash flow & returnsToday's RatesLive investor loan ratesAI Deal AnalyzerAnalyze any investment dealInvestor BlogMarket insights & strategiesGet Pre-Qualified2-minute application