Skip to main content
Phoenix, AZ · Maricopa County

Investment Property Loans in Phoenix

DSCR rental loans, fix & flip financing, and construction capital for real estate investors in Phoenix, Arizona. No W-2s, no tax returns. Close in as fast as 21 days.

DSCR Rental LoansFix & FlipConstruction Loans
NMLS #1502253
Close in 21 Days
No Income Docs
$420,000
Median Home Price
1.6M
Population
4.9/5
Client Rating
21 Days
Avg. Close Time

Loan Programs Available in Phoenix

DSCR Rental Loans

Qualify based on Phoenix rental income. No W-2s or tax returns required. Up to 80% LTV.

Get Pre-Qualified

Fix & Flip

Purchase + rehab financing in one loan. Quick closings for Phoenix renovators. Up to 90% of purchase.

Get Pre-Qualified

Construction Loans

Ground-up construction financing for Phoenix developers. Flexible draw schedules. Up to 90% LTC.

Get Pre-Qualified
Local Market Intelligence

Phoenix Real Estate Investment Overview

Phoenix's population growth of 1.5% annually and landlord-friendly laws make it one of the top DSCR loan markets in the Southwest.

Median Home Price
$420,000
Typical Cap Rate
5.5%–7.5%
Avg 3BR Rent
$2,100/mo
Population
1.6M
Investor-Friendly Neighborhoods
ArcadiaMidtownSouth MountainLaveenAhwatukee
Frequently Asked Questions

Phoenix Investor Loan FAQs

Can I get a DSCR loan for a Phoenix rental property?
Yes. DSCR loans in Phoenix are available for 1-8 unit residential investment properties. You qualify based on the property's rental income, not your personal W-2 or tax returns. Minimum DSCR of 1.0 is typically required.
What is the minimum down payment for a DSCR loan in Phoenix?
Most Phoenix DSCR lenders require 20–25% down (75–80% LTV). Some programs allow up to 80% LTV for strong-cash-flow properties with a DSCR above 1.25.
How fast can I close a fix and flip loan in Phoenix?
AllApprovedHere typically closes Phoenix fix and flip loans in 10–14 business days. Rush closings in 7 days are available for experienced investors with a clean track record.
Are construction loans available in Phoenix for ground-up builds?
Yes. We offer ground-up construction loans in Phoenix up to 90% of total project cost (LTC), with flexible draw schedules tied to construction milestones.

Serving Real Estate Investors in Phoenix & Maricopa County

Licensed in Arizona · NMLS #1502253 · Barrett Financial Group NMLS #181106 · Call (602) 628-1231