Investment Property Loans in Phoenix, AZ
DSCR rental loans, fix & flip financing, and construction capital for Phoenix real estate investors — qualify on the property's cash flow, not your W-2 or tax returns. Built to close in weeks, not months.
Start Pre-Qualification Call (602) 628-1231Loan Programs in Phoenix
Financing built for Phoenix investors. Licensed in AZ · CA · WA · NV · CO.
- DSCR Rental Loans
- Fix & Flip
- Construction Loans
Where Investors Are Buying in Phoenix
Phoenix's population growth of 1.5% annually and landlord-friendly laws make it one of the top DSCR loan markets in the Southwest.
- Arcadia
- Midtown
- South Mountain
- Laveen
- Ahwatukee
Phoenix Investor Loan FAQ
Can I get a DSCR loan for a Phoenix rental property?
Yes. DSCR loans in Phoenix are available for 1-8 unit residential investment properties. You qualify based on the property's rental income, not your personal W-2 or tax returns. Minimum DSCR of 1.0 is typically required.
What is the minimum down payment for a DSCR loan in Phoenix?
Most Phoenix DSCR lenders require 20–25% down (75–80% LTV). Some programs allow up to 80% LTV for strong-cash-flow properties with a DSCR above 1.25.
How fast can I close a fix and flip loan in Phoenix?
AllApprovedHere typically closes Phoenix fix and flip loans in 10–14 business days. Rush closings in 7 days are available for experienced investors with a clean track record.
Are construction loans available in Phoenix for ground-up builds?
Yes. We offer ground-up construction loans in Phoenix up to 90% of total project cost (LTC), with flexible draw schedules tied to construction milestones.
More Arizona Investor Resources
All Arizona investment property loans · Scottsdale investor loans · Tucson investor loans · Tempe investor loans · DSCR calculator · Investor FAQ